Collection Services

Cloud & Tidwell, LLC has a combined 23 years of experience representing creditors in both commercial and retail collections. Our firm recognizes the essential nature of collections. The income of every business, and thus the welfare of the entity itself, is contingent upon the prompt payment of the business’s receivables. When that payment stops, the creditor has enforceable rights to which it is entitled. At Cloud & Tidwell, we work hard to protect and exercise those rights for our clients.

The attorneys and staff of Cloud & Tidwell protect our clients’ rights with a strong but responsible approach to collections and creditors rights. Working within the guidelines of the Fair Debt Collection Practices Act, when applicable, our Firm assists our clients in every facet of the recovery process, including letters of demand and acceleration, service of process, pre-eviction and post-eviction collections, trial, recordation of judgments, domestication of foreign judgments, identification of assets and garnishment or execution. Because the outcome of what we do affects the financial health of our clients, prompt and ongoing communication is an integral part of our service. For this reason, our firm utilizes collection management systems to aggressively serve our clients’ needs and which allow our clients to gain access to the system through the internet, providing the client with updates from their own computer.

We practice governmental, retail and commercial collections and have represented clients in all courts throughout the State of Alabama and Georgia. We have a team of experienced FDCPA-certified collectors to help maximize the recovery of delinquent debts, and we are licensed to collect for you in over forty states. We handle a variety of collection matters including:

    • Commercial collections
    • Retail collections, including purchased accounts
    • Governmental collections
    • Collections for professionals, including attorneys and law firms
    • Medical collections
    • Transportation claims
    • Insurance premium claims
    • Real estate collections (evictions, post eviction collections and foreclosures)
    • Bankruptcy claims
    • FDCPA defense
    • Probate claims
    • Judgment and judgment enforcement matters, including Sister-State Judgments and domestication of foreign judgments

We are members of ACA, The Commercial Bar, The National List of Attorneys, The General Bar, The Columbia Law List, The Forwarders List of Attorneys, Healthcare Financial Management Association, The Credit Union Attorneys Legal Directory, NARCA, Wright Holmes Law List, the Commercial Law League of America, Attorneys National Clearing House Company, and IACC.